Mortgage advice made clearer

Mortgage Advice UK – Compare Deals & Get a Decision in Principle

Tell us what you need and speak to a qualified independent specialist who can help you understand options, affordability and lender fit in plain English.

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Find and arrange a mortgage with independent help

Whether you are buying for the first time, remortgaging, moving home or reviewing affordability, we help you compare lenders and products with advice that is practical, clear and human.

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How mortgages work | Get mortgage advice

How it works

Straightforward mortgage help from first step to decision in principle

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Step 1

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Share your circumstances so we can understand the type of mortgage help you are looking for.

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Step 2

Speak to an expert

Talk through lender fit, affordability and product types with someone who understands your options.

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Get your mortgage decision in principle
Step 3

Get your decision in principle

Move forward with more certainty once the right route and lender options are clearer.

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Frequently Asked Questions

What Happens If a Mortgage Application Is Declined?

A declined mortgage application can feel like a disaster, especially if you have already found a property. But a mortgage decline is not always…

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Can You Get a Mortgage If You’re Self-Employed?

Yes, you can get a mortgage if you are self-employed. Being self-employed does not automatically stop you getting approved, and self-employed borrowers can often…

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What Happens If a Property Is Down-Valued?

A property is down-valued when the mortgage lender’s valuation comes back lower than the price you agreed to pay. This can be stressful, but…

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Latest Mortgage News

Homes Take Longer to Sell as Mortgage Volatility Hits Buyer Confidence
19 Aug 2026
Homes Take Longer to Sell as Mortgage Volatility Hits Buyer Confidence

Half of homes in Great Britain are taking longer to sell than they were a year ago, as mortgage volatility continues to affect buyer confidence. New…

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HSBC and Gen H Cut Mortgage Rates as Lenders Compete for Borrowers
18 Aug 2026
HSBC and Gen H Cut Mortgage Rates as Lenders Compete for Borrowers

The latest changes offer some welcome movement for borrowers, but they do not necessarily mean mortgage rates across the wider market are falling rapidly. Instead, they…

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Economists Expect Bank of England to Hold Rates Despite Inflation Risks
18 Aug 2026
Economists Expect Bank of England to Hold Rates Despite Inflation Risks

Economists expect the Bank of England to keep interest rates on hold for the rest of 2026, leaving mortgage borrowers facing a longer period of rate…

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