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Get startedIn the UK, mortgage borrowing is often discussed in terms of income multiples. Broadly, lenders may lend around four to four-and-a-half times annual income…
Read answerBuying your first home can feel confusing, especially when you are trying to understand deposits, affordability, interest rates, mortgage types, schemes and lender rules…
Read answerA gifted deposit can make a huge difference for first-time buyers. For many people, the hardest part of buying a first home is not…
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The proposed Your First Home scheme could offer government-backed equity loans to some first-time buyers purchasing new-build homes in England. Reported income limits are expected to…
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The average rate on a new five-year fixed mortgage has reached 6% for the first time in three years, as higher funding costs push lenders to…
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UK public sector borrowing rose to £18.3bn in August, exceeding expectations as inflation and debt-interest costs increased. The figures add to the wider economic pressures facing…
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